s home decor

[electronic music] howdy folks! welcome to episode 31. today we are going to continue work on thecv. we're going to do some decoration work. i'm in the bay right now, and as you can see,i put in an oxygen station and a stairway to go up. and up there i also put in a hallwayso let's go up that way. i'll show you. i put in the oxygen station here. i'll actuallygrab some while i'm on the way. and i put stairs here. and i also put a hallway goingfrom this section up to the crafting room so that you can get there. and i will probablyput a door down here too so that you can get there from the ground floor. and actuallyi can do that now. and i hate that it does

that. [laughs] i don't know why it turns youup. let's see, i think i have doors on me. doi have -- yes i have doors. today i'm probably going to try to get as much done as i can.let's see if that looks good. nope, of course it doesn't look good so i'll have to add somethingon the outside. just some hull walls. do i have hull walls? yes i have hull walls. okay.i can put these on the outside to at least make it so it doesn't look ridiculous whenyou open the door. there. okay. now the door doesn't just slide open into nothing. okay. anyway. let me turn this frame rate thingoff too. what we are going to do is -- i wanted to start and figure out where i can put someplants and stuff. i wanted to put them in

the hallways here. [pinging] that was weird.oh ok, i only hit that one. i'd like to put plants all along this. and so i'm going toneed to put some grow lights over that too. but it would be nice to have some stuff growingin the hallways. i'll probably have to take out the other lights because these are goingto look horrible with these lights and the other ones. it's not going to look bad, it'sjust the frame rate is going to be dead because you can't turn off the shadows for individuallights. you basically have to turn your detail level down in the game. it's the only wayto fix that. what we're going to do is put in grow lightsup here. and they need to be able to cover three. so what i'm thinking i can do is linethis here with these. and let's see that's

going to go there. i think just there. okay.there will be a light here and etc. every three blocks. every third block, so there.it would be aligned with each window? no, it would have to be right here so it hitsthe corner. it has to be one away from each window, so it would be up to here. okay. thelast light would be here. and then this is going to go down both sides. make this godown both sides. and then we'll put some lights in the middle. make this not look bad. andspeaking of these lights -- yeah that kind of looks nice. speaking of these light blocks,i think what i want to do is i want to replace pretty much every one of these on the wholeship-- these square blocks here, i want to replace them with these. i think it will lookcool from the inside and the outside. i'm

going to have to do that at some point, too.but let's get this going and get these replaced. we're going to do a garden in here so that-- and i haven't decided what i want to grow, whether i want to just grow everything tomake canned vegetables. because once you have a water supply you can just make an infinitesupply of those in space. or at least as many as your water will allow. and if i do thestuff for the emergency rations, i'm going to have to bring eggplants and stuff on board.i kind of like the ship to be independent as far as that stuff goes. let me see, whichway do i want this door? probably want it like that. and i apparently damaged this wheni was doing that. okay. that's what this hallway is going tolook like.

i need to find where i left the plants.i'm not sure where i hid them. [laughs] they're probably at my base on the planet, at theclaw base. i need to find the plants and the grow lights. because i don't think i broughtthe grow lights up with me either. i'm going to do that later then, i guess. why don'ti get these lights punched out and replaced and i will come back and show you guys whatthat looks like when it's ready. i'm sure it will be quick for you but it's going totake me quite a while. be back in a minute. okay guys, we're back and as you can see i'vegot all the lights added in. i think it adds to the look. it definitely looks cooler thatway. kind of makes it look like a jetliner kind of thing or whatever. [laughs] it almostlooks like a cruise ship type of thing more

than a warship. i'm not necessarily goingfor a warship anyway. i kind of want something that looks cool. we've got a couple more things that we cando here, as far as decorations go. let's see i need to -- i got the grow lights so whydon't we put some lights in here. we're going to stick these, they need to go on the secondso that they will light up all three of these. that's going to go like that. and then they'regoing to go three away. so every third. 1, 2, 3. 1, 2, 3. okay and then they're goingto go on the other side. and one more. okay. this hallway is probably just going to looklike this. i'd like to put some other lights but there's already 8 lights in here and theyreally kind of kill the-- look at all the

shadows it's got to cast-- it kills the framerate on the game to have so many lights. and let me turn on my symmetry axis here.the other thing i need to do is just to get the rest of the ship lit up on the interior.i'm going to use these interior lights and hopefully we can get a decent amount of lightingin here. and let me see i need to get the crafting room done. the other thing i wantto do here -- let me turn this back off even though i just turned it on [laughs]-- is ineed to put a wall here. this needs to actually be a compartment instead of a giant open room.and maybe that will help with the shadows and stuff too. hopefully that will reduce.and i created another gravity generator because that's another thing we have to do here. ifi make a wall of bulk heads here. come on,

go this way. there we go. what is it doing?hmm, weird. anyway, let me get-- is it just not -- thereit goes. there is our wall. okay. now we've got a wall here. now the room is separatedoff. maybe that will help a little with our frame rate if we do add more lights. i wantedto put another set here on this side. come on. there we go. okay. like that. alrightthat's a little better. a little less gloomy. the bridge i'm not even going to do rightnow. i'm going to need to wait with the bridge. let me see, does this door -- yeah okay, thisdoor works the way i want it to. okay then we can add these lights in here.let me turn the symmetry axis back on. and we're going to put all of these like this.i know it's light over light, but i think

it looks best this way. and let's get thesegoing here. let's see is that going to light up enough of the room? or am i going to needto put one in the corner here? that. and one in the middle. they seem kind of close together,but the room is so dark in here. i'll probably have to put some on the ceiling too. it's--you can get maybe four --look at this -- four blocks away and it's already dim. you don'thave too much as far as options of how far you can put lights. maybe i can put some light blocks on thisthing too. i'll have to look again i think this has ramps on both sides. i can put somelights here. three... i guess i can't put them on the top so i'll put them on the bottom.okay. and you know what, that's not going

to work either so i'll have to figure outhow to light this hallway. because if i -- yeah actually i can do it like that. we'll putthem on the floor for now. until i come up with a better idea. maybe even put those littlecircular ones is what i'm thinking. okay, the other thing i need to do here is,if you walk back here what you'll find is you're walking, walking, walking, and you'refloating. ahhh, and i have to turn on my jet pack. okay. and i probably need to go getsome oxygen to before i start screwing around too much. [laughs] anyway the gravity generatordoesn't reach the very back of the ship. what i need to do is put in another gravity generatorback here. and i hate when it does that, changes your view when you turn the jet pack on andoff. okay. i'm thinking back in this corner,

because-- ahhh, well i guess not all the wayin the corner, huh? because that's not sealed up. [laughs] backin this corner. we can seal this up too and we can put the gravity generator here.and i was also reading something recently on the rcs's and it was kind of interesting.this guy was making some stick ships to experiment with and he showed that the turning with thercs's -- the rcs's seem to act kind of like the gravity generators where if you stickthem all in one place and they don't reach the entire ship then the ship won't turn thesame way. now i can turn my jet pack off. let's see, is that-- yeah okay so i just needto seal this up. if you place rcs's --actually i could do that. yeah i want to put a coupleof them back here. put them in the same spot

where the gravity generator is so that wecan kind of seal that up. we'll end up sealing that up in the same way. we'll probably usethese ramps to close it off. but yeah, i'm doing this with the intention that the rcs'swill hopefully work better. [laughs] hopefully the ship will not have turning problems. let'ssee i want to go out one and then across. and then like this. can i do that? becausei want to hide this gravity generator. i don't want it sitting out in the open if it's notsymmetrical. it's going to drive me nuts knowing that that non-symmetry is sitting there. [laughs]so we'll do this, and we'll put these blocks here in the way to hide that. and then i thinkthat's going to be this whole system again. yeah it's going to be this, and that, andthat. okay and then we can put these little

corner pieces in here. and the other thingi still need to decide is what color i want to do this ship. it's harder in space becauseeverything is so dark it's really hard to try to decide what color scheme works. you'rekind of even more limited. yeah that looks good. okay. i'm not sure yet. i kind of like white, butwhite looks so much like the grey, especially if it's not super lit up and i don't wantto put 1 million lights on the outside of the ship and again kill the frame rate, sothat's a little difficult to decide too. the other thing is i've been thinking aboutwhat i want to do in this series. and i want to get the ship finished. i think that's theonly other major project that i want to do

in this series. there is some other stuffi want to experiment with. i do want to build another capital ship. one that's smaller.but the thing i want to do in this series is i want to get the ship done and that's prettymuch it. let me see, when this series is done-- sorry i'm trying to do two things at oncehere. what i'm thinking is the series is going to end when a major update comes out. it'sgoing to have to end when a major update comes out. and we are going to need to restart thegame. and the updates coming up, it looks like the next one is going to be a minor one.it's going to do some work with the turrets. i don't know what else it's going to contain.we just had some hints about that on the forum. the other things that are left are the galaxy,which i think they're working on now, there

were hints of that. and the other thing isgoing to be the poles on the planets. and that's the end of the road map for the pre-alpha.so once they finish the galaxy i assume they're going to be working on getting the poles done.and when they do that it's going to fundamentally change the whole nature of how the plantesare mapped, i think. what that means is that there's not going to be any way to not starta new game unless you want to screw around importing stuff from an old game and i don'twant to do that because it can get buggy and stuff too. the plan is to finish everythingi want to do in this series before they get that planet update, which, who knows it maybe a couple of weeks, maybe a month or whatever. anyway let's do this fin. i want to do thisfin on the bottom. this is 4, 5, 6, 7, 8...

19 20. okay this is going to be 20 blocks.and then i'm going to come up -- i've actually got this written down -- this is going tobe 18 blocks. and i want to go up to there. and then it's going to be 16. i love thatyou can do a whole strip of blocks on this. 15, 14, 13. okay and then we're going to do11. and then we're going to do 9. and 8. and 6. and then 5, 4. let's see, so that's 5.4, and two 3's. and it's going to do that to me. and two 2's and two 1's. so we are goingto do a 2 here, a 2 here, and a 1 and a 1. and then we are going to put ramps on thefront of a bunch of these. and i may decide that i want to make this fin thicker. andmaybe even hollow it out or put a tube in it or whatever. let's see, i want to put onehere. basically everywhere it goes down. okay.

i don't want any flat bottoms. this is justgoing to be a big decoration. and i've got some other fins i want to put on this thing,and i haven't decided what other kind of sticky-outies i want on it. the other thing i want to dois run this out a little bit so that it's kind of like a rudder. and i can't see where myblocks are so i need to come over this way. okay there we go. up there. come on. there'sone, and one more. there we go. okay. i think that will look cool.and again i need to figure out what color i want to make this so that [laughs] -- probablyshould start painting it at some point soon so that i can get an idea what it's goingto look like, too. but i've got a couple other sticky-outies that i want to do-- basicallysome wings. and i want to put thrusters on

there. join me for episode 32 because i think that'sall we're going to have time for today. so join me in episode 32 and we will get somemore decoration done and will put a couple more fins on and we'll see what else we canget done. until then, we'll see you next time. [music fades in] later!

home renovation loan

eever wanted to buy a house and then you walk into it and realize it wasn't exactly what you saw online that maybe a fixer-upper in this episode welcome to this house we're going to see a particular house here original mississippi that needs a good bit of work and how to close with the renovation mortgage one time and one

time only hey everybody i'm bo smith with cornerstone home lending better known as boknowsmortgages and i'm at 108 when rush subdivisions original mississippi and it's the temperature is dropping it's been raining for the last few days but i was an opportunity to visit this particular house on and i kinda want to

take you on a quick tour of what problems this house has but what you can do to solve it in reference to renovation mortgage that in hopes that you could share this with your friends or family in reference to how to actually to close on a house and make a house a home with the renovation mortgage so we're going to actually take

a tour but before i do that i want to make sure i introduced and get props to the person that allowed me to come out here today this is kind of fun i love doing this the particular agent that allowed me to do this is sarah campbell with gambling company at 6 2016 13 3423 and guess what this house is probably on the market for

about 10 days this house is a-actually i can scoot in a little bit you'll notice it's a private gated entrance house in subdivision so this makes it kind of easy to kind of get in private there's about thirty six homes in this subdivision and this house is the one what we're talking about this house

right here is for sale 3899 square feet four bedrooms three-and-a-half baths listed currently right now for 354 thousand dollars and trust me it's going to move and it's going to move quick and the reason why is because according to the information the real estate agent share with me at nine dollars per square foot the average house in yourselves for

well over a hundred dollars a square foot starting around a hundred and ten to fifteen own up 213 change so that's what's going to do first however new fast too there's a good bit of deferred maintenance with this house so we're going to look at it real quick so you'll

notice starting with the front door rotten wood and i mean rotten it is rotten you've got rotten wood on this station soffits you've got no guard for this particular area when it rains so this particular house needs a lot of work so we're going to take a quick tour and then go into how the renovation mortgage

works i need to kind of shut the store because i was very fortunate that they had heat on in this house so let me lightly touch it because you can see right here more rotten wood now don't you love the entry cheetah rug carpet stairway nice huh those were the days alright so we're going to take a quick tour of this house

this is a great layout of a home why is because the master bedroom is downstairs with all the upstairs bedrooms upstairs the living room and the houses is our you'd say open room is pretty phenomenal it's got a catwalk it's got a nice four-year it's got your guest bathroom and nice little dining room without would assume some form of open room or

living room right here so we're going to take a quick look into thanks for joining us actually all right the master bedroom this is huge kind of give you approximately this is big i can assure you you will not find this size of a master bedroom and most homes of this size you won't find it and what i like about

it is if you have a separate entry out to the pool area by the way the pool is being drained today but this room again has a lot of deferred maintenance you got stained carpets you have a little bit of water leak and this bathroom quite interesting is a talk about what duct tape can do there we have it

we're being held up by some two-by-fours definitely the bathroom needs to be updated as you can see it's got his and her sinks don't understand what the curtain is in doing in the bathroom so his-and-her sinks this closet is large definitely for two people or at least just one if you've got a lot of shoes ladies okay to make this quick because

we going to talk about the renovation mortgage as you can see this house needs some t.l.c all right i'm gonna go upstairs real quick to turn this around real quick all right as we walk upstairs here on the cheater stare rod this upstairs has three bedrooms and a form of a bonus room overlooking the pool area kinda turn it back around and

notice that you get the catwalk here looking down to the main livingroom space area hallway this direction and to the far east side of the house is a larger bedroom with a particular bathroom back here for that one person that's going to be living in this particular room kinda nice with the closet we keep going back

we have another bedroom chandelier and two closets little sitting area with a sink i don't understand this hello everybody this is a kind of a jack-and-jill bathroom because it goes into the other room this room for bedroom in my opinion is a little small but it does have a closet and as you can see the hallway going back to the other

bedroom which has its own bathroom we have a closet right here and this is an interesting room especially with the windows that are cut out in it i would assume is a form of a bonus room there's no closet in here and this as you can see overlooks the pool they are currently draining the pool it needs it

it needs it all right we're gonna go downstairs look at the kitchen and talk about this house this house in my opinion again i'm not a real estate agent just based on the information real estate agents aircam can be shared with me is perfect for a particular family that possibly is a second time home buyer in our market at least and that

has want our needs to be close to the interstate what makes this subdivision so special is subdivision when russia is extremely close to interstate 55 around the corner from st. andrew's episcopal school good public school districts as well and accessible to interstate it makes it a plus not to mention the fact that there is a multi-purpose trail that

runs along from the overlook point of the reservoir for that reservoir for those that may not know that it is what it is you measure that the distance on the back and forth is 22 miles so when you're walking or biking it's a great trail and backs of the subdivision it's gated so it makes it kind of special so this particular kitchen it is probably

the benefit of the house i wouldn't say that we would necessarily keep the appliances but the kitchen is ok to reiterate the size of this house it's 3899 square feet it's four bedrooms three-and-a-half baths and it means a lot of work the kitchen is probably the best-looking part about it as you can see looks like

a few things were taken the wine cooler was taken of course refrigerator and looks like we've got a missing part of a cabinet here door but this particular kitchen does need some some work this house dates back to 1991 that's when the subdivision was relatively formed 91-92 you got a three-car garage as you can look in here

big i try to open the garage doors but they're not working so nice right you would agree to storage bins cabinets the backyard and telling it's pretty nice we're going to take a quick look at that and then of course i'm gonna turn this around quick you got a walk-in pantry sighs laundry room huge and of course and entry into your dining room let's go

in the backyard let's turn this around we got some floor problems right here and listen if you can hear it microphone is really mic'd up so we got some type of hollow floor in here that's got reset some water damage and as you can see the water seems to be seeking in right here okay but this house is your water damage they're probably need some

gutters and pushing the waterway or some type of awning so that just so much water doesn't come directly to the house but this house has got a fabulous backyard a fabulous backyard now the pool that's another thing it's a big pool i like the pool but it needs probably resurface who knows what the filtration

system needs maybe a new sand filter new fence we've got some couple of broken limbs over here but a huge backyard but the fence as you can see me in the back of the house as you can see is huge that overlooks the pool again this is a family-oriented oriented house for probably at least family size of three four or five that's looking to buy and

fix up because this house needs fixing up so we're going to spend some time answering some questions maybe phrase not answering questions talking about the particular program because i get asked probably once twice sometimes five times a day to explain the program and sometimes in the past when these facebook live events i go out

and talk about the house in reference to possibly what it needs and people are asking me questions later we'll how does the program works so we're going to talk about that a little bit so what i'm going to do here with me real quick i'm going to put this particular yeah we got it works just perfect so i can see you're buying in tv land facing the

kitchen here line so as mentioned earlier sarah campbell is the listing agent on this particular property she's had it probably for 10 days unfortunately this is a foreclosure i'm not privy to the bank honor is this is about 3,800 square foot house selling for 350 four thousand dollars in about another 10 days there's probably some

negotiation for possibly a price reduction but they wanted to keep it on market for 20 days in my experience because i'm familiar with this neighborhood this house will move quickly and for the purposes of the price point because it's around some larger homes that are much higher price point it's getting a lot of traffic

right now with that traffic when people walk in the problems that they face is exactly the problem that they see it needs to be fixed up and if you know anything about traditional lending there's no particular loan programs out there in general for people to go out and buy a house and fix it up until some programs came around years back and

that's what i'm talking about it typically when someone buys a house the house has to function meet minimum property requirements standards under fannie mae fha or va guidelines for the last seven years i've been focused in on my passion of helping people cheat homeownership one house at a time by taking what they want to put into it

just like you see on these big tv programs on reality shows and make that house your home with the renovation mortgage now when you think of renovation mortgage you may think of jackhammers you may think of above massive work being done to the house with the reality of it is is a lot of the renovation projects sometimes

they're just small little things to kind of tweak the house to the standards that a customer wants this particular house would really only qualify for program that we offer called a homestyle conventional renovation mortgage and the reason for that being is because at this point i'm the house is listed at 350 4,000 in it exceeds the fha guidelines

which are 276,000 dollar loan amounts in my market for purchasing as you know this house is it's being sold for 350 for at this point i'm three 54,000 but it needs a substantial amount of work so we're going to kind of go through how the homestyle renovation work and then talk a little bit about the fha 203k and hopefully i'll be open up for questions

are the homestyle renovation is a fannie mae program terms and conditions are no different than you have in a typical general 30-year mortgage or 15 mortgage you have today the simplicity of how the program works is you are adding the renovation costs to the law ok so think about it for a second and just hypothetically using this 350 4,000

miles price as an example if this house needed let's say sixty thousand dollars worth of work and you added 350 4002 it then of course you're looking at a hundred and 4404 thousand dollar loan amount and that's what you're looking at and under finding a home stop conventional you have variations of options you can buy

as your primary residence you can buy your second home and actually you can even do it as an investment property that's right you can buy this property and fix it up as an investment loan with the homestyle renovation loan program the launch of values in general meaning for primary residence you're looking at about a

ninety five percent loan-to-value which means about general speaking downpayment 5% you can put more money down but five percent for primary residence if you look at this as a second home then of course you're going to be looking at about a ninety percent loan-to-value understanding make outlines which is ten percent down payment if you're looking

to fix this up as an investment property then you're going to be looking at about fifteen percent down eighty-five percent loan-to-value so to kind of your proximity as far as what you may have to invest is a small portion of what you can actually add to the loan now there are some limits or what we call max loan limits

understanding my guidelines currently there 417,000 dollars and there are some changes are coming up the first part of january it's gonna increase that to 424,000 dollars so this house probably would need to be reduced significantly more because i think the amount of work is pretty significant than probably the example i just gave you so the homestyle

renovation is the ability to buy this house and all the repairs to it and fix it up now you may be asking how do we go about doing that well of course that's why i'm here knows mortgages right knows renovation definitely can go definitely go to our website to kind of get more information and possibly qualify however the

simplest of how the program works and this is kind of educating you is you basically get pre-approved with your trusted source of the lender that would be me that i'm actually focuses on these programs and please understand there are many lenders out there that probably broadcast that they have some familiarity with just about every

mortgage okay when i say bono's mortgages i don't know every mortgage but i tell you one thing i do know i know renovation lending i know renovation mortgages and these loans i basically learn each sleep these 24 hours a day seven days a week and have been for seven years so the difference between me and other lenders

i feel is the fact that i have a lot of experience with these these are very hands-on particular loan programs that require a loan officer that's licensed in your particular market that knows how to take it to the next level this is not a turnkey because these loan programs can take some time but moving forward assuming that you got

pre-approved for this particular loan program the homestyle renovation you get a cost analysis worksheet or loan estimate and then once you get that you would need to kind of meet up with a contractor of your choice now if you're in contract of your non-contract the typical timeline on these we encourage for at least 45 days on these loan

programs but honestly this particular amount of work your library looking at about a 60 day minimum that need on the contract why because after your in contract and assuming you get pre-approved you understand some of the costs then you got to meet with a contractor that you trust and any particular market there's different

variations of what requirements are for contractors in the state of mississippi anything over ten thousand dollars the state board of contractors of mississippi require that a general contractor be licensed therefore we would encourage you to find a licensed contractor that you trust ok then of course you'd meet up with

that contract with contractor will take a tour this home so there hopefully would open the door maybe an agent that you're working with open the store and showcase them the house that the general contractor would make notes of the rotten wood the fluorine the appliances that's right you can add appliances new countertops new fence resurface the pool

clean up all the lush lavish landscape that you want around here cut a tree down absolutely not a problem you definitely can do that with the homestyle renovation program it allows for luxury items and then of course the general contractor would make a list providing the lender that would be me a detailed

description of what's being done per task with a labor and material breakdown ok not complicated the complicated part is finding a contractor willing to take time another schedule and visit with you to come out to the house and that is probably more time-consuming than anything else a good quality contractor should be able

to give you a bid in a proximity time i would think of 35 days but unfortunately does not work out like that way all the time lot of times your contractors need to consult with plumbers electricians and maybe even have them come out to the property to visit to make sure they're making an accurate estimate once that estimate is provided to you we of course

we encourage you to get two to three estimates from any general contractor you like you can get those estimates and make a comparison we highly encourage you get more than one reason why is because there's multiple contractors out there with multiple different forms of pricing and we want to make sure that your shopping before you buy your money

so once you get that estimate again whether you been pre-qualified are pre-approved at your local lender then of course you would basically provide that information to the lender the lender would utilize that to order the appraisal that simple under homestyle renovation as long as the contractor meets the betting

requirements 11 betting requirements with the municipality requires and the state that the jurisdiction of which the house resides in this case and mississippi which is different than texas you were gonna be looking for licensed contractor and the subcontractors need to be licensed as well and again most municipalities will

require permits therefore their permits required electrician to be licensed plumber to license so if you're looking for a handyman to come in and do work these programs aren't quite designed for that unless you're doing a very simple tasks such as installing an appliance are fixing the wood rotten wood on a very small amount in this example

mississippi list below ten thousand dollars so keep that in mind when you visit with contractors that contractors need to be licensed for a project of this size they need to be able to work with subcontractors that our license and they need to make sure that they're properly optimizing the bid and i if i can say this once these twice this is

why it takes a long post close these these contractors and not all are created equal are slow and you got to keep on them and for providing you the bid because the longer it takes for you to get an accurate bid to compare it long it's going to take the leonard order the appraisal that's why i take sometimes 60 days so keep that in mind

when you're busy with the contractor another thing though to remember at least with us at cornerstone home lending is we don't supply any forms of materials upfront cost to the contractor and again not all contractors are created equal when you're dealing with a project that this example could run it let's say a hundred thousand dollars and

renovation the contractor is going to be able to work off a drawl and to work off a draw that means the contractor needs to be well-funded and that's in my opinion is a conversation that is behead upfront and honest italian after you get the estimate only to find that the contractor cannot tote the note because we have great draw procedures that can

pay the contractor very quickly but the contractors going to need substantial perform on that job after closing in a forced to compensate them on that draw and therefore they can't carry the materials in the labor calls for a week or two weeks or three weeks then i would encourage you to consider think about it this contractor suited for this

particular job so think about that we do have a variation of list of contractors are familiar with the program but of course any referrals that we give out we're going to encourage you and mandate that we at least get a couple of kids and of course encourage you to visit any particular missing municipality or state require contractor sites for other

contractors understand that the contract that you entering with the contractors between you and the contractor it's not between the contractor in the lender so we may be the stewards of the funds but you basically have a contract with that contractor ok so that is something to remember even if there is a form of a referral because

the contractors familiar with the program and it's always nice to find something familiar there's no endorsement of course don't home lending with these contractors there's no meaning that you're never gonna be a problem with these contractors that's why we heard you get multiple bids and get a variation of it

from different contractors so keep that in mind when you are actually out there consulting with contractors or you know getting some information for the contractors alright so we made the simple you been pre-qualified are pre-approved you provided a cost analysis worksheet or our loan estimate your in contract potentially and your

meeting with a contractor ok you don't typically find out what the costs are owned a job i mean excuse me a house until after you're in contract the reason why is because this house is vacant we're very fortunate this house is akin and a lot of houses that we assist clients with are not vacant therefore if

you're not in contracting you're trying to have multiple contractors coming in in subs coming in on a house that you don't have ink on paper that you're not willing to put forth an effort in good faith to purchase with a deposit down that seller may not invite you into their home because it's too much back and forth and then again course you

could potentially lose the house while you're just trying to get a cost factor on that particular house so remember there's an as-is value of house so we come up with that first regardless of what costs are we encourage that all contracts are contingent upon home inspection we encourage home inspections

and that could potentially be your way of getting out of the contract in the event that you come up with some additional problems for face-to-face additional obstacles on your home inspection again consult your real estate agent reference to that because i am not a real estate agent okay so onto the fact that we got the

bid we get the bed yeah alright we order the appraisal right how long was that day no could take seven days 12 days this is a one-time appraisal process based off the improved value of the house one the improved value we don't need to

we just need one we just need to know what is the improvement of this war going to give us on this house and once the contractor gives us an excuse me the appraiser provides us an acceptable appraisal based on the conditions and requirements to the guidelines to the program then of course we underwrite it we make sure all other conditions are

met insurance sometimes we have to get builders risk insurance why well the customer may not be able to live in the house while this work is going on this is a perfect example so therefore the customer have to rewrite the resides somewhere else so most insurance companies want you in the

house within 30 or 60 days therefore they may require a different form of a temporary builders risk insurance platform similar to what you have on contractors get on builders risk once we verify that that that of course underwrite the fall of file made all of the conditions make sure the appraisals meets the standards of the program

guidelines of course we prepare for closing disclosure communicate closing schools within three business days prior to close into the customer we send the package to to the closing dept once it's vetted the closing disclosure that is and then we close and then depending on what state you're in in this case mississippi the work can

begin the day after you close and taxes there is a three-day waiting period ok so if you're just joining us and i didn't say this earlier the market for which i serve and license for which i serve as colorado texas mississippi alabama arkansas louisiana in tennessee i'm very familiar with most all guidelines of what is required from the

state and texas is one that doesn't require the contractor to be licensed but the subs do are required to be licensed and there's a waiting period after you close before you can start work so if you're in houston you're listening to this and you may be aware this of course is the general contractors don't have to be licensed

however we do require the subsidy license and then of course there's a three-day waiting period after you close in state of mississippi for which store this house is located if someone were to close on this house where the closing table guess what the day after closing we're done the house the work and storm ok the triads all once the consummation

of funding the house estates happen work and start on the property now cornerstone home lending has a great funding department unlike blood other companies that try to focus on this that may actually outsource this we have an inside funding department that handles is so we communicate with the contractors in the drawer request which

is a big big big big win and it's big enough it for your contract and make sure they get paid on time in fashion and of course they're dealing back with us course communication so after we closed the contractor says let's start tomorrow the next day i got to get materials rate they can start work the project requires the work to be done

within six months six months that should be plenty of time that should be plenty of time to do any former renovation if there's any concerns or obstacles that the work cannot be done in six months we need to know about that prior to going to closing we just need to okay what's the benefit about this program that sometimes work could take two three four

months to complete like in this particular example on this house and if that's the case the customer has the choice to potentially finance mortgage notes in the long that's the benefit about the homestyle renovation mortgage granted we have to make the final decision on that and determine if it can or cannot be

financed the mortgage but we do allow mortgage notes be financed if the house is inhabitable that is a benefit to you if you're looking at purchasing a property there are renting a property right now maybe you're an apartment right now when you purchase the property needs renovation you can occupy it for 30 days or longer we can take a look and

review and can make a consideration of these mortgage notes can finance again there's a certain terms conditions apply and subject to qualification applies as well so i hope that helps you out so that is the homestyle renovation again it's typically for primary residence or second homes investment properties and

loan values as high as 95% for primary ninety percent for second homes and eighty-five percent for single-family investment properties and if you're just joining ncis single-family investment renovation properties do exist with the homestyle renovation loan program so your first time home investor you're looking investment properties you may

want to look at the difference between what a hard money lender which archon with the homestyle innovation will charge ok now on to the fha 203k which is the birthing of the homestyle renovation and i didn't use it as an example in the very beginning because this house exceeded fha county limits for this

particular market if you were nowhere renovation began as far as lending look no further than fha 203k it's been around since 1978 was passed by congress to address post-dated houses that were post-dated houses post-world war two houses that were dated needed updating of course it was birthed in 1978 when let's just say lending was not robust

and it was a part difficult process to follow so what i think's interesting about that particular program is the fact that it allows predominantly primary residence only first time by our second time third time to buy house and the longer values on it or 96.5 so that means in general the down payment requirement in general is three and a

half percent down that is phenomenal why because if you were to look at any commercial lender that specialize in construction loan which is typically a too close they're going to require of subject to improvement of eighty percent eighty percent which is about twenty percent down payment how many people in this country do you know by the house

for the first time can afford to put twenty percent down if i'm room recall my recent research for the american house and study and the national association of realtors the average down payment countries ten percent so most first-time homebuyers at least in the market the southeast or looking at programs such as the fha 203k or fha 203

beads looking the house was not as much money down so it's a great program to look into if you're buying your house for your first time in the house needs a little tlc and i mean a little tlc it could be as simple as maybe new appliances mean how many first-time homebuyers have you dealt with being an agent or maybe

you're listening and you're watching this and you're thinking okay i got a friend looking at buying a house maybe has that general speaking of three-and-a-half percent down to advance however they don't have the money to go and appliances or not have the reserves do that after the fact this program allows just for the

simplicity of even appliances washer and dryer stove refrigerator you'd be surprised at some of these houses people go into and there's none of that in the client is stuck with purchasing that after closing the last thing we want any of our clients and i'm sure you have your real estate agent listening is to further include more debt that does not

necessarily make their budget qualifications on a credit car or maybe swiping out all their savings to get involved in some transactions after closing and agents if you're listening you're guilty of this because i hear you doing all the time on look further no further than some of these reality shows is not as simple as a simple paint to

fix a problem after closing the customer needs to understand the cost of truly what it takes to buy into a property as i tell everybody there is only one perfect house that exists and that's the one the customer can afford so therefore their plans on doing all these other projects that ac breaks down and they're not only needs painting but the need to

get appliances they're going to potentially incur debt that they were not expecting so educating the client that programs like this exists not that they necessarily go that route is very helpful for your toolbox and enhance and not only what you do for a living but educate the client that's why we're taking a facebook live because sometimes

the message doesn't get out to all real estate agent luke and some agents just don't know what they don't know that's why we don't facebook live so there's no excuses now right right we'll see but i'm telling you this that most first-time homebuyers that i deal with better bond house and go fha do not have a substantial amount

of funds left over after closing and they're typically buy a house and let's back up a little bit of what the house they're kind of by and for those that again just joining us the national association of realtors in 2015 did a listing of their typical homebuyer survey of all the houses are close based on 2015 there's 5.2 million

transactions of homes close in 2015 i'll repeat that one more time there is 5.2 million homes closed in 2015 out of 5.2 million in the united states yes how many were new construction want to take a gas anybody 510,000 think about that for a second according to the american housing survey the average house in the united states

was built in 1975 it's a three-bedroom it's a two-bath house 1975 their survey that they conducted on closing that occurred in 2015 stated that the average house was built in nineteen ninety nineteen ninety it was about 1,900 square feet again three bedroom two bath and if you're listening and i hope you are listening the millennials that are

out there they're in a much bigger buying power for 2017 than they ever have before because they're coming of age and i can assure you even know that i'm going to 3,800 square foot house is there more than likely not going to be a buying a house this large they're just not they're going to be behind the three-bedroom two-bath house and more

than likely it's going to be 20 or 30 years of age and here you go selling them as is and maybe some paint and maybe some hard work and some elbow grease after closing can fix the problem which doesn't really happen usually they go out and max out their credit card debt and that can even be proven through with evidence that the

average credit card debt after purchasing how significantly goes up home depot and lowes definitely loves homebuyers okay but there's much better ways to do this it's more cost-effective so did you just do the math majority of the homes in this country are being bought existing by far large 5.2 million only 500

10000 was what new construction ok so it doesn't take a rocket scientist to figure that out that every house that you're typically looking at by her our real-estate agent that particular showing a buyer is going to be an existing home and i maybe in a house that's for closed but there was one time it wasn't ok and i can assure you most

of your clients are you as a buyer going to be looking existing homes there's nothing wrong with new construction it's just it doesn't necessarily make up this substantial market place in this country when it comes to buying real estate and there's where i come in and try to educate buyers and real estate agents to think outside the box if the average

house in united states according american house and surveys about 1975 they're not getting any younger they need work and trust me the honey-do list and undo yourself projects on the weekend do not suffice they look like crap half the time i've been in them i've seen your do-it-yourself project

they're not that great i mean professionals do a good job for reason more excuse me for that more inviting for a professional come in and add this to your loan that it would be to do it yourself again simple math simple processes so to kind of recap a little bit as we mentioned were talking about

the 203k it's a great loan program that allows you to add the improvements to the loan under one note you basically get in contract first like i was using the previous example on the home stretch and for those that are joining i'm going to be answering some questions but i am literally trying to get through this and my questions will be answered of telling

so if you stay with this i'll answer my promise it's just that i stop and answer every one of them it may annoy the other viewers that are coming on board but the 203k loan program that's been around since nineteen seventy by the way it's a terrible name is just a code name for the federal house administration's renovation department allows you to make

these improvements as is adil adam to the lawn usually don't do that until after in contract that's our encouragement because most people that live in a house won't let you bring a bunch of contractors without making a full substantial deposit and making sure you're going to purchase a property contention possibly on a home inspection

again consult real estate agent but once you find out what the costs are with your contractors we mentioned earlier make sure you get better contractors and you get that itemized list we have to determine under fha guidelines whether it's an fha 203k streamline or fha 203k regular for those ago what's the difference

basically anything about thirty-five thousand dollars that involves load-bearing walls or no load-bearing walls we have to determine there's going to be a our foundation work we have to determine there's going to be an additional consultant to come in and act as a peacekeeper for the process it's a hud requirements it's been around for

quite some time since the inception of the loan program and we work with that consultant to kind of work with you to make sure that you understand the costs that you're getting yourself into--it's a great way they act as a referee throughout the project and post-closing working on the drawer request their your middle person to go to your referee just

like you would see in the nfl that assist you with questions and answers to the particular project so therefore it does take a little lot of time after you get into a contractor's estimate cuz we gotta hand that over to consultant to review and meet up with you and answer any questions you have and provide us a work right up that is simplified it

makes sense for the program it is a hud requirements it is not required under the homestyle renovation which sometimes clients look at both and compare there's a cost factor to it the most under-23 cake and consultants can charge which can be financed in the loan is a thousand dollars because they do a lot of work up front they do a lot of work

afterwards so we determine whether it's gonna be a 203k or 23 k excuse me to 3k streamline or two or 3k regular once that's determine if we go to the 203k break around we get the consultant we order the appraisal yes we order the appraisal no different than we did on the homestyle it could take seven days 10 days 12 days 15 days

to come back and when it comes back we underwrite it we make sure it makes the guidelines for fha 203k we make sure the customer has the insurance we make sure there's no other questions that need to be answered we make sure and set the expectations as far as what's going to happen afterwards we asked to make sure there's no expectancy of amount of money

that needs to be financed along they need to look at not having a mortgage note do because they can't have at the property then we proceed with the closing disclosure provided three days before closing make sure they sign and send it back sent out package and we go to closing again depending on what state you live in

remember texas is different than mississippi we cannot let you start work immediately after closing if your taxes it takes three day waiting period in mississippi they can start immediately and boom the consultant as that acts as the referee of the project works on your drawer request and you're done i mean you got six months same thing ok

so whether it's a small project whether it's a small escrow that's what we do at cornerstone home lending that's what we do that's what i love to do why because too many buyers are buying into these properties and finding themselves stop with homes that don't perform and this is one of them

this is no different granny this is a bigger renovation project but this is no different this house will go quick i feel very confident this house will go quick whether or not they do a renovation mortgage i have no idea they may pay cash they may go a different round but for those that are watching even in this local market and see this

particular property of work that's got to be done that you're going to be spending a good bit of money i can forewarn you and tell you that you're gonna be spending a good bit of money because there's a substantial amount of rotten wood there's water that's got to be moved away from the house and i know that by visiting with the real estate

agent who work with a contractor who is advised us that this is not something i'm just making up or just did by observation this was information is provided me directly from the real estate agent that being said i'm going to open up for questions and there's been a good bit of questions and i will do my best to read because i need my

glasses on so let's say we can go down ah ok any questions all right how does the loan program work alright well for those that just joined we're not probably going to go back in and talk about the homestyle renovation program and a 203k go all over again interesting enough i have flyers that'll leave that this particular house at 108

when rush for you to sit view but of course definitely connect with me your inbox me and asked me additional questions that you may have and i'll be more than happy to provide you flyers on the timeline and you're you know you're in texas about how it works in texas or in louisiana what we want you to do if

you're listening is to ask yourself the question who do you know that will be buying a house in the near future that's going to come across the house that does not substantially perform there's something they don't like this information that i'm providing you could be the difference between helping them make the right choice and possibly them

not making the right choice because we want clients that are buying houses to be informed on the right choices and that's where the renovation mortgage can potentially help is because it allows them to add these improvements to the long and so forth let's see mike fern just share the information i appreciate my still ok arm is there any other

questions that anybody has this point in time i just wanna make sure they get answered if not you can actually leave a question in the comments i'd for those that are new or just recently joined we're all over the place bono's mortgages on facebook but knows more two mortgages on instagram but those mortgages on youtube oh noes

mortgages on video but bono's mortgage.com is my website to look at pre-qualifying today and tell everybody let's quit the insanity albert einstein said it better than anybody else insanity is doing the same thing over and over again expecting different results i'm so tired of the status quo of what

people do when they buy a property it's ridiculous they go out and buy property clothes on i spend all this money then they complain later how much money they don't have her didn't be able to put the house because they didn't know and then they find me later only to complain that their real-estate agent didn't tell me about it who sometimes they knew about

the program but didn't mention it just because the house we met minimum property requirements doesn't necessarily mean it's the perfect house for the client asked the question so sometimes we just can't rely on our trusted sources to let everybody know these programs exist we have to let the homebuyers the clients the citizens out

there let them know because eventually these millennials in particular enemy buying properties and they're going to be buying properties are a lot different from my generation and definitely the baby boomer generation and when they go out there look at the house they're not necessarily going to want exactly what their grandfather or their father wanted

going to want what they want and therefore you can have to get more options let's face it real estate has changed dramatically and here on facebook live providing you information on a reservation programs and renovation program at a hall open house open house for me i should say at a house that i

used to run around and give out flyers the real estate agents and now i'm actually talking to potential clients out there about how this program exists a lot has changed you look at it take a look in a reference to how you search for property today i want to bet you when you search for property you don't go to the local real estate website you

don't go to the local mls you utilize big agencies such as realtor.com zillow trulia to find a particular go out searching for property and it's been a mean many many times late that i've seen clients in the back of a real estate agents car i don't see that anymore most people are meeting the real estate agent at the house because they don't

want to inconvenience so we know buying is change but what's interesting is the mortgage is still the freakin insane at freakin 30-year as is mortgage is the predominantly the biggest mortgage financing option we have out there in all were saying is wait a second everybody there are different loan programs to purchase and provide

prosperity in this country that exist and have been existing for quite some time the problem is they're just not many lenders that focus in on it ok that's the truth and i know there's probably some lenders that may be watching this or probably some real estate agents say yeah but the realest

that the interest rate is much more the costs are much more all i gotta do is tell you this there is potentially an increase in insurance interest rate there is a potentially increase in costs but i can assure you that if you sometimes look at the price versus cost versus cost versus price after closing you may realize that finding a way to

finances in a cost-effective way over amortization of a mortgage was probably more cost-effective than possibly on credit card 20 one percent but who models who don't want to make that judgment call right let it be you but if you got this information you can share if you care and let other people know that these

programs exist let's stop the insanity let's quit doing the same thing over and over again and let people know that programs like this exists to educate that there are programs out there that people can buy if you're almost at the gulf coast these programs exist for you if you're in new orleans these programs exist for you if

you're in houston dallas waco in austin in all of texas these programs exist for you if you live in colorado denver colorado springs pueblo these programs exist for you if you're in nashville and memphis these programs exist for you if you're in arkansas little rock ar hot springs these programs exist for you are even in the great state of alabama at

birmingham the mobile yes what these programs exist for you and the reason why because i'm certified train and i'm damn good at doing renovation mortgages and if you want it done right there's only one person to call in my observation and that's bono's mortgages i'll be on any given day i'll be more than happy to help you out and educate

you i'd rather you be better informed go someplace else they're not informed at all so thank you so much there's any additional questions please leave comments if you need additional information please inbox me and i'll be more than happy to provide you additional qualifications because we do not discuss terms and conditions openly

but we'd be more than happy to see we can assist my eyes are straining on me and i know there's been some comments so i will have to revisit these comments later but think about it and share that's what we encourage you to share this information there's the homestyle renovation there's the fha 203k renovation i did not get into new

construction because we do officer offer postpone improvement for new construction we do hold back escrows but that will be for another class but keep that in mind when you're thinking about this in this house it's going to go so if you're interested in this house as i mentioned earlier call sarah campbell and campbell and company it's again one

away when rush right now it's three and 54,000 got about 10 days before there's potential price reduction and the pool is being drained right now so looking forward to possibly here for me but educate and foremothers that these programs exist in additional questions i look from here emulator adios and remember bono's mortgages instagram

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♪ ♪ we want to welcome you back foranother episode of the villagehome show. this show is our opportunity tonot only tell you about kitchenand bath projects going on in our area, but now we canshow you the entire processfrom start to finish. on the village home show youcan expect to see projects ofvarious sizes, budgets and styles, and we know there'ssomething for everyone to takeaway from each story that we tell here on the show.the response to this tv showhas been tremendous and we thank you so much foryour interest and enthusiasm tosee before and after stories that are local to you.today's episode includes aremodel

that spreads into an adjacentbathroom located in thebeautiful hills of taylor ridgeillinios this home boasts countrysideviews and the new space within is a fantastic example of whatnew traditional means inkitchen design. we've shown you many kitchensthat include an accent finishon the island. this kitchen however adds alittle twist to that accentdetail for a finish look that deserves tobe on a cover of a magazine.the new bathroom we will soon tour will also behome to the laundry area inthis place. we will spend a little bit moretime showing you about some ofthe new features in front-load laundry. we have alot to cover in this episode solets get right to the before

story of this remodel. ♪ hereis the original kitchen in this taylor ridgehome. a u-shaped layoutincluded a peninsula on one leg of thedesign. this peninsula dividedthe dining space from the kitchen itself. thisbefore story truly has so much in common with so many of ourbefore stories. lets go througha checklist and see if your kitchen couldcheck off any of the same itemsneeding an upgrade. soffits above the wall cabinetsand a basic flat slab style of cabinet door that doesn'treflect your personal style.laminate countertops in a square edge profile withmaybe a chip or two along theedge.

a calloped valance above yourwindow or in this case alsobelow your sink. an isolated refrigeratorstanding alone on a wall outside of the kitchencabinetry. perhaps an entireunused wall of space that you justknow has potential to be a partof the new kitchen design. this original kitchen alsoincluded a very common obsticle, an entire wall keeping you fromopening up your existing kitchen into one large open space. anyof these same details in our before story easy to relateto? then you love seeing thistransformed in this episode. when we comeback we will walk you throughthe new kitchen design

and we will get to see some ofthe new black stainless steelappliances we've mentioned in aprevious episode. all of that and morewhen we come back for more ofthe village home show. ♪ say hello to the adornecollection. brilliantly beautiful switches,wall plates, and outlets. sostylish and convenient you'll wonder how you everlived without. say hello to the adorne collection by legrand.make the switch today with village home stores andvillagehomestores.com the kitchen is the hub of yourhome. it's where you start yourday, and get ready for the next. what happens inbetween are memories made,

and traditions created. someimportant life moments willhappen right here at this counter. isyour kitchen ready? let village home stores showyou what your dream kitchen canlook like. appliances, cabinetry,lighting, and floorcovering.from start to finish village home stores, downtowngeneseo. maytag knows that not everyoneis a member of the clean plate club. broccolinubs, gristle bits, onions,livers mayta, maytag's not going tolet these kind of meal scrapsgum up the works. with a four bladestainless steel chopper and themost powerful motor

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cambria, family owned, americanmade. ♪ ♪ the new design for thisspace will be larger and include multiple finishesand materials to give a greatexample of what the new traditional style looks liketoday. once the wall thatdivides the kitchen from the front room is removed.the new kitchen can go in. an l-shaped layout for theperimeter and a large singlelevel island will be going into the new space. there willbe plenty of seating in theadjacent dining room and now added seating inthe new island. the sink wall includes a window above the newfarm sink and new location forthe refrigerator.

the cooking zone of the designwill be the focal point if thenew kitchen. painted and glazed cabinetryalong with glass door cabinetsframing the hood will help the cookingzone make a big impression. anavailable wall across the kitchen willbecome a built in hutch areaadding storage and a stylish view whenentering the kitchen from thehallway. when the choice is made to take on this remodelproject not just the kitchenwas to be made over. a full bathroom that shares awall with the kitchen was alsoto get a new look and function. raise your handif you would love not to haveto travel up and down the stairs of yourhome with baskets of laundry.

with the bedrooms of the homejust down the hall thisbathroom a more convenientlocation for the laundry room. tucked away in a largecloset of the new bathroom willbe a new front load washer and dryer setfrom maytag. of course the bathroom vanity will get anew look during the process. once a single sink vanity withlimited storage will become adouble bowl vanity with plentyof added cabinet space surroundingthem. we can't wait to show youthe reveal of this remodeled space laterin this episode including thefantastic enterance into the bathroom itself. staytuned right here for the fulltour. ♪ village home stores is yourlocally owned

source for appliance sales andservice in the greater quadcity area. we carry the entire whirlpoolof appliances which includesmaytag, amana, whirlpool, andkitchenaid. this diverseassortment of quality name brands allows us to offersomething within everycustomers budget. our full staff of expert salespeople can help you decide whatfeatures and brands are perfect for your lifestyle.for 30 years our store hasprovided quality products paired withservice you can count on. ourknowledgeable sales staff undergoes extensiveproduct training and keeps upwith current trends in appliance industry. at villagehome stores we also servicewhat we sell

along with many major brandsthat we don't. our staff ofexpert appliance technicians service all ofhenry, rock island, whiteside,and scott county. find us anytime atvillagehomestores.com or give us a call at309-944-1344. ♪ ♪ in a recent episode wementioned that kitchenaid was set to launch their newestfinish option and we can't waitto show you what it looks like now thatit's available to ourcustomers. sophisticated and sleek these exclusive new blackstainless steel appliances bykitchenaid are incredible. this finish canlook great in many applications.

an updated twist on a classiccolor black stainless looksamazing when paired with darkcabinetry, but can also add theperfect contrast to a lighter kitchen as well.see how this black stainlessappliance sweet stands out against thewhite painted cabinets. one ofmy favorite products to use this black stainlessfinish on are range hoods. thebrushed black stainless adds an unexpectedtwist to a standard appliance. this new finish is a truestainless steel and when pairedwith a new design of kitchenaid's product lineyou get an incredible look.stop in and see our full display of thefirst ever true black stainlesssteel appliance line.

we'll be right back for therevel of our bathroom afterthis short break. ♪ ♪ if your kitchen needs a little enhancementlearn how our diode l.e.d.system of undercabinet lighting can illuminate thesurfaces of your kitchen forboth task and ambient lighting. our expert staff can help youestimate and select the perfectlighting plan with these products. thissystem has quickly become acustomer favorite and yes they are dimmable. whetheryou're shopping for that onelight to change the look of your room or an entire home oflighting. we're here to help.contact our expert contact our expert lightingteam for an appointment today.village home stores, downtowngeneseo.

are we ready to go? every act of care counts. feels better. fromthe grand gestures to the tiniestlooks. she has this long brownhair. the fun ones. am i supposed togo? yeah yeah the messy ones. this is soimportant to me! the endless ones. hey mom. if it comes from care, itcounts. mmm ♪ ♪ ♪ your all wet. because everyact of care we

give helps the people we lovebecome people who love. you are my sunshine, my only sunshine, you make me happy when skies are gray. ♪ just outside of the brand newkitchen we are featuring in this episode is anincredible new bathroom andlaundry space. we begin our tour with a lookinto this new multifunctionalroom. one of our favorite designchoices made by these clientsand their designer from villagehome stores was the addition of thissliding barn door. now letstake a look

at the new bathroom and laundryroom just behind it. this barndoor was built locally by character interiors.when you slide it back you willenter into this gorgeous new bathroom. just afew steps in and your greetedwith a new double bowl vanity areato your left. a long section of cabinetry and mirrors alsomade of reclaimed wood sitabove the two sinks. while we had the barn door madefor these customers we do haveto mention that one of the homeownersbuilt these custom mirrors fortheir new bathroom. pretty amazing! these vanitiessit at base height which meansit's more similar to a kitchen countertopheight when you are standingand using the sink.

cambria countertops in the"ramsey" design receivedrectangle undermount bowls. the vanity faucets almost havethe style of an antique waterpump spout. they look right at home in thisspace. the same pearl paintedcabinetry with an umber glaze you'll seein the kitchen is used here inthe vanity cabinets. adding a glaze to yourcabinetry gives all of thoseedges and details a chance to really stand out.in this case the umber color ofthe glaze is the perfect compliment tothe oil rubbed bronze fixturesand hardware. extra storage for linens andtoiletries can be found in thistall cabinet that is installed down to the vanitytop. this cabinet helpsvisually divide

the space without overcrowdingthe users at the sinks. a common layout feature in manynew homes being built today isto locate the laundry facilities closer to the livingspaces of the home. now centrally located in thenew space it is far easier tomanage and maintain laundry throughout the day. afront load laundry pair bymaytag has been installed in this newbathroom. the maytag maximaseries is built with the commercialtechnology you can count onform maytag and it has a wide range of features youwill truly love in a washer anddryer pair. this 7100 series is not justavailable in standard white.look at the

metallic slate finish thesecustomers selected. one of themost common questions we get when we havecustomers shopping for frontload laundry is what about that smell my old front load machinehas? when front load laundrywas introduced for residential well over adecade ago, there were manyissues of moisture building up. in return musty smells werecreated from that moisture. many many changes have beenmade in response to theseissues. the first of which is if you look at the seal ofthe front load washers now youwill see holes in the seal to allow for drainage. thismeans no more standing water inthe seal. another incredible feature thatcan be found in select maytagand whirlpool washers

takes this moisture level tothe next level. it begins here with this function iselect every time i run a loadin my maytag washer. the fresh hold function. whenselected after a cycle completes a fan kicks on for a bit,tumbles the clothing, rests andrepeats. this fresh hold process kicksin for up to 12 hours after your load is finished. whatdoes this mean? a dryer washtub and your damp clothes are notlaying in a heap in the washeruntil you unload it. it is because of this featurethat the new overnight wash anddry cycle is available on some selectmodels. i love this cycle on mymaytag.

designed for 1 to 3 garments ata time you can wash and dryitems in a single machine. throw in adirty football jersey afterpractice one night and wash and dryovernight just to grab it andto in go morning. laundry just got a whole loteasy and accessible for thiscouple in their newly remodeled bathroom and laundryroom. coming up a full tour ofthis new kitchen in this beautifultaylor ridge home so stay tunedfor more of the village homeshow. village home stores is home toone of the most beautiful andversatile showrooms in the region. with hundreds offixtures on display andthousands available from vendors like elk, hinkley, quorum, andkitchler. our expert staff canhelp you select

the perfect lighting plan foryou. the right lighting canimpact a space like nothingelse. whether you're shopping forthat one light to change thelook of your room or an entirehome of lighting we're here to help.lighting that is on trend andfixtures that are timeless. find them all here in ourdowntown geneseo showroom.contact our expert lighting team for an appointment today.when you get a maytag washeryou best settle in for the most dependablerelationship of your life. sobring on your smelly things, your dirty things, notyour electronic things. your welcome, but mostdefinitely your delicate things because with maytag all kindsof things can get the best

cleaning in the industry. and villagehomestores.com.quality it's the result of sharedvalues. the joy found in an honest days work. respect fortrue american craftsmanship, and the need not the want toget things right. it's the result of rememberingyour roots. being foreverhumbled by how far you've traveled and forever hungry topush on further. quality cambria, family owned, americanmade. ♪ ♪ welcome to this gorgeous newkitchen completely remodeled

by village home stores. wherei'm now standing used to sit along wall that divided the originalkitchen from the front livingroom. now what used to be 2 crowdedspaces has become 1 incrediblegreat room. an l-shaped kitchen includesthe sink and refrigerator onone wall and the cooking zone on theother. this perimeter surroundsa large single level island with cabinetry facingthe users and seating forguests on it's exterior. we've shown you many kitchensthat include and accent finishon the island, but take a closer look at thiskitchen. do you see another waythe accent finish has been used? not onlyhas the rich birch mocha stainbeen applied

to this gorgeous new island,but the base cabinetry in theperimeter of the kitchen has been stained mocha as well.contrasting base and wallcabinetry can give you that designer edgeand even help make your kitchenseem larger. keeping the darker finishselection on the bases can helpanchor the cabinets visually, and the lighter andbrighter cabinets seem to justfloat and spread above them. speakingof finish the painted pearlfinish with an umber glaze has been applied to theupper cabinets and trim. thebiggest statement made in this design is madewith the decorative wood hoodon this wall. a wood cabinet is fitted with abrone range hood insert inside.

a decorative mantle withcorbels applied are at thecenter of attention. these traditional scrolledcorbels become the perfectplace for that umber accent glaze to highlight everydetail. this great look doesn'tjust end with the hood. it is fittedwith surrounding cabinets thatare fitted with diode l.e.d. lighting, wood mullings,and glass inserts for the doors. these tall glowing cabinetshelp this hood area grab yourattention day and night. with the cabinetry and crownmolding stretching all the wayto the ceiling in this new kitchen staggering the heightsof the wall cabinets is out ofthe question, but the depths had beenstaggered for a great addeddesign detail.

on the far left of this kitchenis the tall refrigerator areamirrored in scale by the appliance garage on the right.across from the kitchen isanother taller area of cabinetry that has beenadded. a previously unused areaof the original kitchen is now a custom builtin hutch. a lighted glass door section above and a beautifulwood countertop in the center.this hutch looks so perfect in the new kitchen andadds style and added storage. with views of the countrysideoutside of this kitchen windowhow could we not include a farmhouse sink. togive this section a furniturestyle the same decorative leg used in thekitchen island is scaled downand used surrounding

the sink base. pulling thissection forward an extra fewinches gives these legs a chance to reallybe showcased. when we return wewill show you around this great kitchenisland and see how the lightingin this kitchen was arranged. stay tuned for the rest of ourtour. ♪ village home stores is excitedto introduce a full floorcovering department including hardwoods,carpeting, luxury vinyls, ceramic tile and more to makecoordinating your entire space from floor to ceiling eveneasier. looking to cover asingle room or an entire home, our expertsales staff can help you selectthe perfect

material and design for yourproject. village home storeslocated in historic downtown geneseoand online atvillagehomestores.com. ♪ say hello to the adornecollection. brilliantlybeautiful switches, wall plates, andoutlets so stylish andconvenient you'll wonder how you ever livedwithout. say hello to theadorne collection by legrand. make the switchtoday with village home stores and villagehomestores.com. thekitchen is the hub of your home. it's where you start yourday and get ready for the next. what happens in between arememories made,

and traditions created. someimportant life moments willhappen right here at this counter. is yourkitchen ready? let village homestores show you what your dreamkitchen can look like.appliances cabinetry, lighting, and floorcovering. from start to finish ♪ welcome back to our featuredkitchen tour. not only is this kitchen now connectedto the nearby dining area, butthis island provides seating for up to 4guests. 3 large decorative legs support the countertop overhangat 3 points. as the light hitsthe cabinetry and trim of this island younotice that a black accentglaze has been applied to help

highlight the details. anoutlet is camouflaged on oneside of the island so that using small appliancesat this great new counter spacewill be a breeze. taken advantage of anyopportunity to add storage evensome of the knee space on the new islandhas access to cabinets. theinterior of the island that faces the farm sinkincludes a built-in microwavedrawer and the dishwasher. well the rest of the kitchenappliance package is from ourkitchenaid line this sharp microwave drawerpairs universally with all ofour stainless steel applianceline. the best place to see thecambria "new quay" quartzcounters is this large island section.seeing the counters throughoutthe

new kitchen is easy because ofa focused lighting plan thatworks day and night. the fixtures selected for thisspace offer a lot light and alot of style to the overall look. acaged fixture from goldenlighting hangs above the dining area and 3 pendantshang above the kitchen island. can lights have been installedthroughout and our diode l.e.d.lighting system illuminates the glass doorcabinetry and the under cabinetareas of the kitchen. this l.e.d. lighting helps washthe beautiful new backsplashtile with light. these 3x6 inchglass subway tiles from ann sacks are installed in acolor called "truffle". anaccent area above

the range uses a mosaic tilethat ties all of the finishedcolors together. this kitchen has beencompletely transformed fromit's original space into a magazine worthy new kitchenwith views of the countrysideas the perfect backdrop. this beautiful new kitchenspeaks for itself, but letshear directly from the customer some of herfavorite parts of the new space. customer: i love the overalllook of the entire kitchen. therustic touches that it has are exactly what wewere looking for. thecontrasting cabinets are great um they'retimeless. the dark half seems to hideflaws

where as the light half isbeautiful on it's own, but theyboth really compliment each other. i lovethe backsplash and the inlaythat has all of the different colorsand pulls everything together. i can't thank our designerenough for that and i love the extra space we have behind thefarm sink. it's really practical for filling up pots of waterand refilling the dog bowl dish. i love the fixtures abovethe island and the dining room area. i also love thedimmable features that we have inside the lighted cabinets andthe

under cabinet lighting reallyshows off the backsplashlighting too. i love that the washer anddryer are upstairs now it keepsme from walking all the way down thestairs to the other half of thehouse in the basement so that's awesome verypractical. i love that we have doublesinks now too i don't have toshare with my husband which isa bonus. we thank the owners of thisbeautiful home for welcoming our projectmanagement team in to make thetransformation for them and for welcoming you in to seethe finished space. ♪ ♪ i've only got a couple minutesok?

literary i, listen i need a minute. (baby cries) ineed a minute. ok but you're just going tohave to change it i need a fewminutes. finding time that's caring, and that's whywhirlpool made their range withfrozen baked technology that can savetime by eliminating the need topreheat. every day, care, whirlpool. village home stores is yourlocally owned source forappliance sales and service in the greater quad city area.we carry the entire whirlpoolfamily of appliances which includes maytag, amana,whirlpool, and kitchenaid.

this diverse assortment ofquality name brands allows usto offer something within every customers budget. ourfull staff of expert salespeople can help you decide whatfeatures and brands are perfectfor your lifestyle. for 30 years our store hasprovided quality productspaired with service you our knowledgeable sales staffundergoes extensive producttraining and keeps up with currenttrends in the applianceindustry. at village home stores we also service what we sellalong with many major brandsthat we don't. our staff of expert appliancetechnicians service all ofhenry, rock island, whiteside, and scott county.find us online anytime

at villagehomestores.com orgive us a call at 309-944-1344. this complete remodel fromvillage home stores has giventhe homeowners an entire new open space in their home. lovethe home that your currentlyin? want to give it updates that will helpyou remain in that home longer?village home stores can help with that. we know that takingon a project like this in yourhome is a big deal. we get the great privilege oftransforming kitchens andbathrooms all of the time. even though we do this everydaywe never lose sight of the factthat this is your home and we are preserving memoriesalready made and preparing yourhome for future memories to be made. the quadcities area continues to growand grow

and that's exciting for our usand all of our surroundingcommunities. if your planning on building a new homeand being a part of that growthdon't forget we can provide so much for you during thebuilding process. yes we offeroutstanding products and expert designs,but it's no secret thatbuilding a home can be a verystressful season of your life. villagehome stores can also offer youand your builder the peace of mind thatyour project design, materialselection, and ordering process is all under control ofan entire team of expertsselected just for your project. newconstruction customers ofcourse receive discounted prices storewideplus you can bundle thosepurchases throughout the whole

store from us. this bundleprogram translates into freelighting for your new home. contact us todayor visit villagehomestores.com to learn more about this bundleprogram. we carry appliances,cabinetry, countertops, lighting,floorcovering, and customshades and blinds for your home. all of this all in onelocation to make the selectionprocess easier on you whether yourbuilding a new home orremodeling the one that your in. we thank you so much forjoining us for this episode ofthe village home show. you can look forward to seeingmore expert interviews,industry news, and of coursemore great projects from right here in thequad city area. if you have anyquestions about anything you've

seen here today or if you wantto start the conversation aboutyour own project give us a call at 309-944-1344 or email us atinfo@villagehomestores.com. find links to all of our socialmedia outlets includingpintrist, houzz, facebook and many more atvillagehomestores.com. youralways welcome to stop by and see us at ourshowroom in downtown geneseo.we hope you've enjoyed this weeks tour of alocal kitchen and bathroomremodel. i've been your host elizabeth round and i lookforward to seeing you rightback here another time foranother episode of the village home show. ♪ ♪

home decorations cheap

hi everybody joey here again and welcome back. so today i'm going to be showing you guysexactly how to build a glass aquarium. let's get started right away with what suppliesyou're going to need. ok, so some of the materials are pretty straight forward, obviously weare going to need silicone, i'm using ge silicone 1 window and door, it's also clear. this isthe silicone i have been using for several years, it works well and it's aquarium safe. second, you're probably going to need a caulkinggun if you're using the bigger tube of silicone, just based on the simple fact that you can'tuse one without the other (obviously). getting more than you need in the silicone is a goodidea just so you don't run out halfway through

the job. just when you think you have enoughyou probably don't - go ahead and get some more it's only about 5 dollars a tube. you'll also need some tape; this is goingto be optional which tape you can use though. you can either use painters tape, or electricaltape. i like to use painters tape because it doesn't leave a sticky residue, neitherdoes electrical tape but none the less, this rips really easy so while i'm working on thejob i don't need extra hands. you'll also need some sand paper, sand paperis going to be optional, optional based on the fact that you may or may not have to cutyour glass. if you do, you'll need to sandpaper it. for this job i'm using 60 grit, i don'thave a lot here because what it's going to

be used for only takes a minimal amount. you'll also need a right angle; this is amandatory piece of equipment that you're going to need based on the sole fact that you'regoing to want to make sure your aquarium is square. you're also going to need a glasscutter if you decide to cut your glass. now a glass cutter is a very simple tool, it'salso pretty cheap as well. essentially what it is, is a micro pizza cutter almost. thewheels are carbide tipped and they will etch the glass. this is about 5 dollars, and youmight get maybe 15-20 cuts out of it but it's worth the 5 dollars. ok so now that we've had a look at the equipmentand materials that we are going to need, it's

time to consider the cost of them. essentiallythe glass cutter (which was an optional piece), cost about 5 dollars. optional based on thefact that it depends on where you're getting your glass really, if you're buying your glasshave them cut it for you - then you don't need to cut it, takes a little bit of thework out of it for you. if you're cutting your own glass or reusing glass and need tocut it in order to build this tank like i am, then you're going to need a glass cutter.we're going to take a look at how to cut the glass here in a minute. silicone was about 5 dollars for a tube; youget two tubes maybe for 7 dollars or something like that. so we're down about 10 dollars,painters tape - maybe a dollar for a pretty

big roll. so we're looking at about 10 dollarshere, nothing too crazy. so now we're going to look at the glass. for me, like i said i'm using reused glass,so the glass for me was free as well. so the tank i'm about to build, cost me 10 dollarstotal. the glass i'm using i found out in my garage. it actually came from old windows.i noticed that it was plate glass and that it was 6mm, so immediately i took off allthe trim, cleaned it up, and seen if it was useable, seeing if it was scratched or anythinglike that. it was in perfect condition so i'm going to make a tank out of it. you mightbe able to find the same thing if you're looking around, or buy your glass. it's still cheaperto buy and build rather than buy a brand new

aquarium. so let's now look at cutting the glass, ifyou need to. ok, so here's a sample piece of glass, thisis an older piece of glass i had kicking around, it's dirty and i'm not going to be using itfor anything; so let's practice cutting on it. something i suggest you do to get usedto how glass is cut. so taking our glass cutter, we find where we need to cut. now let's forexample say i want to cut this piece off, which should be a pretty simple process. oncei find exactly where i need to cut i ensure that it's a straight line, and then clampyour tool down or piece of wood down, just to ensure you get a straight cut.

from there, all we want to do is this; nowlisten to what it sounds like. ok, so that's essentially it - as you heardit almost sounds like fabric ripping. once you've etched it, you haven't cut it yet - allyou've done is scratched a line through it. now what this is going to do, is cause a placefor the glass to stress on, and it should crack with a little bit of pressure. turningit onto its side, putting it onto a sharp edge of something and pushing down. so asyou can see, it cut it straight off - a nice straight line. ok so now that we have our glass cut, we'releft with a very, very, very sharp edge. you never want to touch it; if you do you're boundto cut your hands up pretty badly. now, this

is where the sandpaper comes into play. wecan't really have this sharp glass, although it's not really going to impact the buildit's definitely going to make it extremely hazardous to handle. so, with your sandpaperwe are simply going to sand down the corners and edges to make it rounded off slightly.so we're just taking it and going back and forth, we're not going down. and that's prettymuch it, enough to take the sharp edge off. ok so the first thing you're going to wantto do is lay your bottom piece down. now this aquarium that i'm building is 36 inches long,by 28 inches wide. that's actually the dimensions of all the glass that i had. i had three piecesthis size, i simply had to cut up a couple of them to create the sides, and front andback.

so, once your bottom pane is down, it's timeto prepare it. you want to make sure the edges where the new silicone and new sides and frontand back are going to lay are spotless. to do this, you can take some acetone on a ragand clean off all of the edges. the acetone is going to dissolve anything that's there.what you're looking for it to dissolve is oily fingerprints and/or old silicone residuethat a razorblade simply does not take off completely. once you've done that, you can consider layingyour glass. now, in order to build your tank properly, it's the same as building any aquarium;since we don't have a bottom trim how much aquariums are built, we are putting the bottomglass on the bottom of the tank and all edges

on top of it. now the front and the back of your aquariumare going to be the same length as the bottom. so in my case, this aquarium bottom is 36inches long, so i need a front and back pane that are both exactly 36 inches long. thesides are going on the inside (i will show you what i mean in a minute). basically though,the front is going to be here, the back is going to be here, i need a piece of glassthat's going in between them. so i need to consider taking off a littlebit of glass. based on the fact that this is 28 inches long, once i have the front andback on there i don't have 28 inches of space here anymore. since i'm using 6mm glass, whichis 1/4 inch i'm losing a half inch of space

in the middle. so instead of having a 28 inchpiece of glass inch lying here, i'm going to need a 27 and a half inch piece. so definitelyconsider that when you're cutting your glass and/or ordering your glass. make sure thatwhen you're cutting it, or ordering it that you get the proper dimensions. there is nothing worse than getting your glasscut or buying it, and it's the wrong dimensions and you have to work with it another way.so i'm going to go ahead and clean up this glass simply by taking a rag with some acetoneon it (which is also pretty cheap, you get it for about 3 dollars for a liter), i getmine at my local walmart, its really accessible. put it on a rag, dampen the rag a little bitand wipe around. i'm going to wait for it

to dry and then i'm going to go onto the nextstep. ok, so now we're ready to move onto the nextstep. the next step is a simple one now that all the edges are cleaned, i laid some tapeunderneath the glass; essentially what these will be used for later on, is to tape thebottom to the sides or front. we don't need a lot of them because what they are goingto do is just hold things still for the moment, and you don't want too many to take off lateron. one is spaced every 6-8 inches. now, to openup your silicone typically what you're going to want to do is cut the tip at a 45 degreeangle, this is going to give you a little bit more control and allow you to do the cornersof the seams of the aquarium later a lot easier.

so let's get started by laying the first bead,what i need to do is trace this silicone around the entire perimeter of this glass. what i'mlooking to do in terms of bead size is about the thickness of the glass, so i want abouta 6mm bead of silicone. you can use a lot a less, but i tend to use more and simplyremove the excess once i'm finished so let's get started. so starting at one corner,we are just going to continuously run a non-stop bead all around the aquarium. we want it asclose to the edge as possible, because that's where the glass is going to lay.ok now that the silicone is laid, we don't have a lot of working time with it as it willstart to skin, what i mean by skin is the outside of the silicone will start to forma barrier, meaning it's starting to cure.

so, we're going to go ahead and start withone of the rear pieces. what we're going to do here is going to be simple, just simply lay it asclose to the edge as possible on top of the silicone. you don't need to apply any pressurejust yet. notice i'm doing this on an old sheet, it'salready ripped and essentially i'm doing it because it doesn't matter if i get siliconeon it. you don't want to worry about having to be clean when you're trying to concentratehere. so try to have it on a rag or something around those lines. now that this is up, i'm going to take mytape, fold it up, there's not a lot i can do about holding it or bracing it, becausei don't really need to because you're going

to constantly be moving on to the next piece. now, notice i have my silicone and my tapehandy, everything is within reach. same with my next piece of glass. so whileholding the first one (this is where it gets a little complicated for yourself), have ithandy, we're going to take the silicone (notice it's wobbly that doesn't matter, the siliconeis not curing yet), we don't even have to worry about this being squared off yet. allwe really want to do is get a couple of pieces of glass on here. now that the side panel is going to go on,i'm going to lay the silicone bead up the side here, and put a side piece on. once theside and back are on, you will probably notice

that it's starting to hold itself up. whichis probably true, because the silicone is extremely tacky. see, look at that. now we're going to takethe tape anyways, tape it up, again we are not worried about how pretty it is just yet,we have plenty of time once it's on. we're going to make sure the sides are taped aswell, bracing it, holding onto it. i don't know if you guys can see this or not(probably not), you will in a minute. ok, we now have the side piece and a backpiece on, they are kind of holding each other up at this point with the silicone as wellas the tape. now, before we move on to the next pieces we are going to want to make surethese are square.

they probably are not, so that's what we'regoing to make sure of. the square just goes up against it, needs to touch the bottom andthe back, it is very, very, very important to make sure your tank is square. now it is. perfect. now i can move onto the next piece, whichis another side. don't worry if you get silicone inside of the tank, you can let it cure andscrape it off with a razor blade later. that's the beauty of working with siliconeand glass, you don't have to worry about the mess you make. everything needs to be handy, within arm'sreach.

see this is why i like building glass tanksas well, you guys have seen me build acrylic aquariums and glass tanks things like that,the thing with glass tanks what i don't like about it is that its messy. i always get siliconestuck to everything. but with acrylic aquariums, it's so much cleaner. none the less, with glass you don't need alot of bracing or structural support or anything like that. it tends to kind of hold itselftogether while you're getting the tape ready so that's really, really nice. now, again we want to square this off. seethis isn't square so because it's not square simply push it until its square. that willtypically square it off. because i pushed

it, i pushed over here. it did not have aneffect, which is perfect. ok, now, the end panel here, or the frontwhatever we're going to call this side. this side is the same as any, but we are goingto have to do two at the same time, so this side is not going to be fun. although it'sgoing to have twice the amount of silicone to work with, so it will stick on its own.now with this silicone, because the tank is going on the edges of it we want the siliconeto run up the edges. it doesn't matter how much you use right now,we are going to probably scrape a lot of this off and/or push it into the seams here ina minute. ok, so this is the front or the rear. thisshould be a pretty easy panel to put on.

ok so now we're going to square off the entiretank and make sure everything is fine. again, this is the most important part of buildinga tank is to make sure it's square. so far so good. if your tank isn't square,it's pretty simple just to push the panels around. for example if it's too far out, youcan typically move it in slightly or move it around slightly, very slowly. anyways,this is all squared off we're ready to move onto the next step. ok so now that the aquarium is together it'sall siliconed together, all the walls are up and it's taped, it's time to apply theinner seam. now for the most part there wasn't enough silicone to apply to all the cornersin order to make a proper seal, but that's

what we're going to do now. we're going to take the silicone caulkinggun, and simply run a small bead all around the edges. if you want a closer look at medoing something like this, check out my video on how to reseal an aquarium. i show you exactlyhow to do this. so what i'm going to do is run this alongevery single corner, starting at the bottom and then the sides. then i'm going to usemy finger and smooth it out. again, watch my video on how to reseal an aquarium to findout exactly what i'm talking about here. ok, so i'm going to do that and then we willcome right back. ok guys, so the tank is now complete. we'vecut the glass, and measured it and put it

in place, we've sealed it, and it's essentiallydone. so it's really just three simple steps. one, cut, prepare and lay the glass. two,put your silicone in. three, put the glass in. the whole time we're squaring it off andtaping it, making sure everything is fine. from there, we're going to wait about twodays for this to cure. then we're going to come back, and we're going to do a test fillto see if it holds water or not. i don't have any doubts that it will, at thattime after we do the test fill we can come back and clean up some of the silicone thati messed up here and there in terms of giving it better aesthetics. none the less, let'swait the two days then we're going to do a test fill.

ok everybody, so the aquarium is now complete.i've waited 48 hours for the aquarium silicone to completely cure, i then water tested theaquarium outside for a few days. i recommend filling your tank up outside just in caseit leaks or bursts apart. it's better to have that happen outside, than inside. after that'sdone, i came in and filled it back up, and that's essentially it. it's filled with water,it's good to go. now, a few things we're going to touch onright now is pretty straight forward. now that the tank is finished, we're going toneed to put it on its stand. but before we put it on your stand since it's a completelyglass bottom, we're going to want to make sure that there's styrofoam laying down underneaththe tank, simply to absorb the irregularities

in the stand that might cause pressure pointson the tank, causing the bottom glass to crack, or break, or even the seams to twist. once you've done that, fill the tank up andyou can start to enjoy you're aquarium. you're probably "wondering where can i getglass?", or "what type of glass should i use?", " what thickness should i use?", "why don'ti have a brace?", etc. well this aquarium is 36 inches long, 28 inches wide, 12 inchestall, it runs about 52 gallons. i don't intend to fill it to the brim; i'm only going torun about 10 inches of water in it at any given point. given the height of the water,and the thickness of the glass, i'm not going to need a brace.

whether or not you need a brace, depends entirelyon the thickness of the glass and the dimensions of your aquarium. go on to google and simplygoogle "aquarium glass thickness calculator" or something along those lines, there's tonson there. i haven't done one yet, but i do have a ton of other calculators on my websitediyfishkeepers.com, check them out there's lots there for you guys to enjoy and to helpcomplete your projects. there's really not much i can cover in termsof what thickness you should use or if you should use a brace or not, because like isaid it depends entirely on the dimensions you choose and the thickness of glass you'regoing with. my only advice would be to simply use plateglass or float glass, just your basic glass.

stay away from tempered glass because youmight need to cut it, and you can't cut tempered glass once it's off the production line. so essentially that's it guys, i hope thisvideo helps or at least gives you a guide in terms of how to build your own glass aquarium.the reason why i wanted to do this video was very simple; i did this video with scrap glasswhich a lot of people will probably want to build theirs out of. i built it out of oldwindows believe it or not. total cost for this build was 10 dollars.i got a 52 gallon aquarium for 10 dollars, that's not bad. that's the beauty of do ityourself, you're not going to be able to find a tank for less than that, not at this size.that's like 25 cents a gallon or something

along those lines. none the less guys, the aquarium is complete,the tutorial is finished, i hope you enjoyed the video and we will see you next time.